▼ 0.50% · 3.625%
HK$3,180
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,279
−HK$101/mo
Today · 4.125%
HK$3,380
baseline
▲ 0.50% · 4.625%
HK$3,585
+HK$205/mo
Deposit HK$697K · loan HK$697K · min. income ≈ HK$6,760/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,538
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,633
−HK$96/mo
Today · 4.125%
HK$3,729
baseline
▲ 0.50% · 4.625%
HK$3,926
+HK$197/mo
Deposit HK$697K · loan HK$697K · min. income ≈ HK$7,458/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,498
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,607
−HK$111/mo
Today · 4.125%
HK$3,718
baseline
▲ 0.50% · 4.625%
HK$3,944
+HK$226/mo
Deposit HK$628K · loan HK$767K · min. income ≈ HK$7,436/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,892
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,996
−HK$106/mo
Today · 4.125%
HK$4,102
baseline
▲ 0.50% · 4.625%
HK$4,318
+HK$216/mo
Deposit HK$628K · loan HK$767K · min. income ≈ HK$8,204/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,816
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,935
−HK$121/mo
Today · 4.125%
HK$4,056
baseline
▲ 0.50% · 4.625%
HK$4,302
+HK$246/mo
Deposit HK$558K · loan HK$837K · min. income ≈ HK$8,112/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,246
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,360
−HK$115/mo
Today · 4.125%
HK$4,475
baseline
▲ 0.50% · 4.625%
HK$4,711
+HK$236/mo
Deposit HK$558K · loan HK$837K · min. income ≈ HK$8,950/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,134
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,263
−HK$131/mo
Today · 4.125%
HK$4,394
baseline
▲ 0.50% · 4.625%
HK$4,661
+HK$267/mo
Deposit HK$488K · loan HK$907K · min. income ≈ HK$8,788/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,599
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,723
−HK$125/mo
Today · 4.125%
HK$4,848
baseline
▲ 0.50% · 4.625%
HK$5,104
+HK$256/mo
Deposit HK$488K · loan HK$907K · min. income ≈ HK$9,696/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,452
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,591
−HK$141/mo
Today · 4.125%
HK$4,732
baseline
▲ 0.50% · 4.625%
HK$5,020
+HK$288/mo
Deposit HK$418K · loan HK$976K · min. income ≈ HK$9,464/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,953
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,086
−HK$135/mo
Today · 4.125%
HK$5,221
baseline
▲ 0.50% · 4.625%
HK$5,496
+HK$275/mo
Deposit HK$418K · loan HK$976K · min. income ≈ HK$10,442/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,770
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,919
−HK$151/mo
Today · 4.125%
HK$5,070
baseline
▲ 0.50% · 4.625%
HK$5,378
+HK$308/mo
Deposit HK$349K · loan HK$1.05M · min. income ≈ HK$10,140/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,307
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,449
−HK$145/mo
Today · 4.125%
HK$5,594
baseline
▲ 0.50% · 4.625%
HK$5,889
+HK$295/mo
Deposit HK$349K · loan HK$1.05M · min. income ≈ HK$11,188/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,089
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,247
−HK$161/mo
Today · 4.125%
HK$5,408
baseline
▲ 0.50% · 4.625%
HK$5,737
+HK$329/mo
Deposit HK$279K · loan HK$1.12M · min. income ≈ HK$10,816/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,661
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,813
−HK$154/mo
Today · 4.125%
HK$5,967
baseline
▲ 0.50% · 4.625%
HK$6,281
+HK$314/mo
Deposit HK$279K · loan HK$1.12M · min. income ≈ HK$11,934/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,407
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,575
−HK$171/mo
Today · 4.125%
HK$5,746
baseline
▲ 0.50% · 4.625%
HK$6,095
+HK$349/mo
Deposit HK$209K · loan HK$1.19M · min. income ≈ HK$11,492/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,015
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,176
−HK$164/mo
Today · 4.125%
HK$6,340
baseline
▲ 0.50% · 4.625%
HK$6,674
+HK$334/mo
Deposit HK$209K · loan HK$1.19M · min. income ≈ HK$12,680/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,725
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,903
−HK$181/mo
Today · 4.125%
HK$6,084
baseline
▲ 0.50% · 4.625%
HK$6,454
+HK$370/mo
Deposit HK$139K · loan HK$1.26M · min. income ≈ HK$12,168/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,369
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,539
−HK$174/mo
Today · 4.125%
HK$6,713
baseline
▲ 0.50% · 4.625%
HK$7,066
+HK$353/mo
Deposit HK$139K · loan HK$1.26M · min. income ≈ HK$13,426/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).