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At today's rate and a 90% mortgage, the deposit on this unit is about HK$341K, with repayments around HK$14,870/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$341K · loan HK$3.07M · min. income ≈ HK$29,740/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tsuen Wan Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- A
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 68%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-15 | HK$3.43M | +14.3% 2.3y · 6.0%/yr |
| 2024-01-05 | HK$3.00M | +29.3% 11.1y · 3.0%/yr |
| 2012-11-30 | HK$2.32M | +60.0% |
| 2010-02-25 | HK$1.45M | +5.8% |
| 2009-09-10 | HK$1.37M | +5.4% |
| 2009-08-12 | HK$1.30M | +32.7% |
| 2007-10-12 | HK$980K | — |