4/F 3

Kwai Tsing District · New Territories West

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4/F 1 365 ft² 4/F 2 386 ft² 4/F 3 367 ft² 4/F 5 386 ft² 4/F 6 369 ft² 5/F 2 386 ft² 5/F 4 342 ft² 6/F 1 360 ft² 6/F 2 386 ft² 6/F 3 367 ft² 6/F 5 386 ft² 6/F 6 369 ft² 7/F 1 365 ft² 7/F 2 386 ft² 7/F 3 367 ft² 7/F 4 342 ft² 7/F 5 386 ft² 7/F 6 369 ft² 8/F 1 365 ft² 8/F 3 367 ft² 8/F 5 386 ft² 8/F 6 369 ft² 9/F 1 365 ft² 9/F 2 386 ft² 9/F 5 386 ft² 10/F 1 365 ft² 10/F 3 367 ft² 10/F 4 342 ft² 10/F 5 386 ft² 11/F 2 386 ft² 11/F 3 367 ft² 12/F 5 386 ft² 12/F 6 369 ft² 13/F 5 386 ft² 14/F 1 365 ft² 14/F 2 386 ft² 14/F 3 367 ft² 14/F 4 342 ft² 15/F 2 386 ft² 15/F 3 367 ft² 16/F 3 367 ft² 16/F 4 342 ft² 17/F 2 386 ft² 17/F 5 386 ft² 17/F 6 369 ft² 18/F 5 386 ft² 19/F 1 365 ft² 19/F 2 386 ft² 19/F 4 342 ft² 20/F 1 365 ft² 20/F 2 341 ft² 20/F 3 322 ft² 20/F 4 342 ft² 20/F 5 386 ft² 20/F 6 369 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.11M

≈ HK$8,485 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$311K, with repayments around HK$13,582/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$12,781

−HK$801/mo

▼ 0.25% · 3.875%

HK$13,178

−HK$404/mo

Today · 4.125%

HK$13,582

baseline

▲ 0.50% · 4.625%

HK$14,409

+HK$827/mo

Deposit HK$311K · loan HK$2.80M · min. income ≈ HK$27,164/mo (50% DSR)

Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Kwai Hing Station

≈ 7 min walk · 519 m

Education

schools within 1 km (13 within 500 m)

Daily convenience

within 1 km (11 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Kwai Hing Station Station.

Family-friendly — 54 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 68 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 4/F
Flat: 3
Saleable Area: 367 Saleable ft²
Gross Area: 460 ft²
Efficiency: 80%
District: Kwai Tsing District · New Territories West
School net (POA): 65

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-05-30	HK$3.40M	+41.6% 0.9y	HK$9,262	HK$7,389
2024-08-02	HK$2.40M	+200.0% 17.4y · 11.0%/yr	HK$6,540	HK$5,217
2007-03-01	HK$800K	+31.1%	HK$2,180	HK$1,739
2003-04-24	HK$610K	−28.2%	HK$1,662	HK$1,326
1999-05-06	HK$850K	—	HK$2,316	HK$1,848

Other appraised units in this building

Data sourced from Renavon.com