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At today's rate and a 90% mortgage, the deposit on this unit is about HK$287K, with repayments around HK$12,523/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$287K · loan HK$2.58M · min. income ≈ HK$25,046/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tsuen Wan West Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 62 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 466 ft²
- Efficiency
- 68%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-03-06 | HK$4.00M | −2.0% 6.2y · 0.0%/yr |
| 2019-01-08 | HK$4.08M | +36.0% 0.9y |
| 2018-02-09 | HK$3.00M | +31.6% 2.1y · 15.0%/yr |
| 2016-01-05 | HK$2.28M | +204.0% 13.7y · 15.0%/yr |
| 2002-04-25 | HK$750K | — |