▼ 0.50% · 3.625%
HK$4,724
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,871
−HK$150/mo
Today · 4.125%
HK$5,021
baseline
▲ 0.50% · 4.625%
HK$5,326
+HK$305/mo
Deposit HK$1.04M · loan HK$1.04M · min. income ≈ HK$10,042/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,256
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,397
−HK$143/mo
Today · 4.125%
HK$5,540
baseline
▲ 0.50% · 4.625%
HK$5,832
+HK$292/mo
Deposit HK$1.04M · loan HK$1.04M · min. income ≈ HK$11,080/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,197
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,358
−HK$165/mo
Today · 4.125%
HK$5,523
baseline
▲ 0.50% · 4.625%
HK$5,859
+HK$336/mo
Deposit HK$932K · loan HK$1.14M · min. income ≈ HK$11,046/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,781
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,936
−HK$158/mo
Today · 4.125%
HK$6,094
baseline
▲ 0.50% · 4.625%
HK$6,415
+HK$321/mo
Deposit HK$932K · loan HK$1.14M · min. income ≈ HK$12,188/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,669
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,846
−HK$179/mo
Today · 4.125%
HK$6,025
baseline
▲ 0.50% · 4.625%
HK$6,391
+HK$366/mo
Deposit HK$829K · loan HK$1.24M · min. income ≈ HK$12,050/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,307
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,476
−HK$172/mo
Today · 4.125%
HK$6,648
baseline
▲ 0.50% · 4.625%
HK$6,998
+HK$350/mo
Deposit HK$829K · loan HK$1.24M · min. income ≈ HK$13,296/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,142
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,333
−HK$194/mo
Today · 4.125%
HK$6,527
baseline
▲ 0.50% · 4.625%
HK$6,924
+HK$397/mo
Deposit HK$725K · loan HK$1.35M · min. income ≈ HK$13,054/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,833
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,016
−HK$186/mo
Today · 4.125%
HK$7,202
baseline
▲ 0.50% · 4.625%
HK$7,581
+HK$379/mo
Deposit HK$725K · loan HK$1.35M · min. income ≈ HK$14,404/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,614
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,820
−HK$209/mo
Today · 4.125%
HK$7,029
baseline
▲ 0.50% · 4.625%
HK$7,457
+HK$428/mo
Deposit HK$622K · loan HK$1.45M · min. income ≈ HK$14,058/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,358
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,555
−HK$201/mo
Today · 4.125%
HK$7,756
baseline
▲ 0.50% · 4.625%
HK$8,165
+HK$409/mo
Deposit HK$622K · loan HK$1.45M · min. income ≈ HK$15,512/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,087
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,307
−HK$224/mo
Today · 4.125%
HK$7,531
baseline
▲ 0.50% · 4.625%
HK$7,989
+HK$458/mo
Deposit HK$518K · loan HK$1.55M · min. income ≈ HK$15,062/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,884
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,095
−HK$215/mo
Today · 4.125%
HK$8,310
baseline
▲ 0.50% · 4.625%
HK$8,748
+HK$438/mo
Deposit HK$518K · loan HK$1.55M · min. income ≈ HK$16,620/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,559
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,794
−HK$239/mo
Today · 4.125%
HK$8,033
baseline
▲ 0.50% · 4.625%
HK$8,522
+HK$489/mo
Deposit HK$414K · loan HK$1.66M · min. income ≈ HK$16,066/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,409
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,635
−HK$229/mo
Today · 4.125%
HK$8,864
baseline
▲ 0.50% · 4.625%
HK$9,331
+HK$467/mo
Deposit HK$414K · loan HK$1.66M · min. income ≈ HK$17,728/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,031
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,281
−HK$254/mo
Today · 4.125%
HK$8,535
baseline
▲ 0.50% · 4.625%
HK$9,054
+HK$519/mo
Deposit HK$311K · loan HK$1.76M · min. income ≈ HK$17,070/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,935
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,175
−HK$243/mo
Today · 4.125%
HK$9,418
baseline
▲ 0.50% · 4.625%
HK$9,914
+HK$496/mo
Deposit HK$311K · loan HK$1.76M · min. income ≈ HK$18,836/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,504
−HK$533/mo
▼ 0.25% · 3.875%
HK$8,768
−HK$269/mo
Today · 4.125%
HK$9,037
baseline
▲ 0.50% · 4.625%
HK$9,587
+HK$550/mo
Deposit HK$207K · loan HK$1.86M · min. income ≈ HK$18,074/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,460
−HK$512/mo
▼ 0.25% · 3.875%
HK$9,714
−HK$258/mo
Today · 4.125%
HK$9,972
baseline
▲ 0.50% · 4.625%
HK$10,497
+HK$525/mo
Deposit HK$207K · loan HK$1.86M · min. income ≈ HK$19,944/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).