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At today's rate and a 90% mortgage, the deposit on this unit is about HK$336K, with repayments around HK$14,665/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$336K · loan HK$3.03M · min. income ≈ HK$29,330/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 24 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- E
- Saleable Area
- 324 Saleable ft²
- Gross Area
- 413 ft²
- Efficiency
- 78%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-25 | HK$2.98M | −25.5% 5.7y · −5.0%/yr |
| 2019-11-07 | HK$4.00M | +9.3% 3.0y · 3.0%/yr |
| 2016-10-28 | HK$3.66M | +20.4% 2.0y · 10.0%/yr |
| 2014-10-20 | HK$3.04M | +249.4% |
| 2007-10-29 | HK$870K | +7.4% |
| 2005-12-10 | HK$810K | — |