▼ 0.50% · 3.625%
HK$3,773
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,890
−HK$119/mo
Today · 4.125%
HK$4,009
baseline
▲ 0.50% · 4.625%
HK$4,253
+HK$244/mo
Deposit HK$827K · loan HK$827K · min. income ≈ HK$8,018/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,197
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,310
−HK$114/mo
Today · 4.125%
HK$4,424
baseline
▲ 0.50% · 4.625%
HK$4,657
+HK$233/mo
Deposit HK$827K · loan HK$827K · min. income ≈ HK$8,848/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,150
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,279
−HK$131/mo
Today · 4.125%
HK$4,410
baseline
▲ 0.50% · 4.625%
HK$4,678
+HK$268/mo
Deposit HK$745K · loan HK$910K · min. income ≈ HK$8,820/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,617
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,741
−HK$125/mo
Today · 4.125%
HK$4,866
baseline
▲ 0.50% · 4.625%
HK$5,123
+HK$257/mo
Deposit HK$745K · loan HK$910K · min. income ≈ HK$9,732/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,527
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,668
−HK$143/mo
Today · 4.125%
HK$4,811
baseline
▲ 0.50% · 4.625%
HK$5,104
+HK$293/mo
Deposit HK$662K · loan HK$993K · min. income ≈ HK$9,622/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,036
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,171
−HK$138/mo
Today · 4.125%
HK$5,309
baseline
▲ 0.50% · 4.625%
HK$5,588
+HK$279/mo
Deposit HK$662K · loan HK$993K · min. income ≈ HK$10,618/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,904
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,057
−HK$155/mo
Today · 4.125%
HK$5,212
baseline
▲ 0.50% · 4.625%
HK$5,529
+HK$317/mo
Deposit HK$579K · loan HK$1.08M · min. income ≈ HK$10,424/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,456
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,602
−HK$149/mo
Today · 4.125%
HK$5,751
baseline
▲ 0.50% · 4.625%
HK$6,054
+HK$303/mo
Deposit HK$579K · loan HK$1.08M · min. income ≈ HK$11,502/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,282
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,446
−HK$167/mo
Today · 4.125%
HK$5,613
baseline
▲ 0.50% · 4.625%
HK$5,954
+HK$341/mo
Deposit HK$496K · loan HK$1.16M · min. income ≈ HK$11,226/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,876
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,033
−HK$160/mo
Today · 4.125%
HK$6,193
baseline
▲ 0.50% · 4.625%
HK$6,520
+HK$327/mo
Deposit HK$496K · loan HK$1.16M · min. income ≈ HK$12,386/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,659
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,835
−HK$179/mo
Today · 4.125%
HK$6,014
baseline
▲ 0.50% · 4.625%
HK$6,380
+HK$366/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$12,028/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,296
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,464
−HK$172/mo
Today · 4.125%
HK$6,636
baseline
▲ 0.50% · 4.625%
HK$6,985
+HK$349/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$13,272/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,036
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,224
−HK$191/mo
Today · 4.125%
HK$6,415
baseline
▲ 0.50% · 4.625%
HK$6,805
+HK$390/mo
Deposit HK$331K · loan HK$1.32M · min. income ≈ HK$12,830/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,715
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,895
−HK$183/mo
Today · 4.125%
HK$7,078
baseline
▲ 0.50% · 4.625%
HK$7,451
+HK$373/mo
Deposit HK$331K · loan HK$1.32M · min. income ≈ HK$14,156/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,413
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,613
−HK$203/mo
Today · 4.125%
HK$6,816
baseline
▲ 0.50% · 4.625%
HK$7,230
+HK$414/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$13,632/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,135
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,326
−HK$194/mo
Today · 4.125%
HK$7,520
baseline
▲ 0.50% · 4.625%
HK$7,917
+HK$397/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$15,040/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,791
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,002
−HK$215/mo
Today · 4.125%
HK$7,217
baseline
▲ 0.50% · 4.625%
HK$7,656
+HK$439/mo
Deposit HK$165K · loan HK$1.49M · min. income ≈ HK$14,434/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,555
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,757
−HK$206/mo
Today · 4.125%
HK$7,963
baseline
▲ 0.50% · 4.625%
HK$8,382
+HK$419/mo
Deposit HK$165K · loan HK$1.49M · min. income ≈ HK$15,926/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).