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At today's rate and a 90% mortgage, the deposit on this unit is about HK$265K, with repayments around HK$11,567/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$265K · loan HK$2.39M · min. income ≈ HK$23,134/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 56 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- D
- Saleable Area
- 295 Saleable ft²
- Gross Area
- 357 ft²
- Efficiency
- 83%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-17 | HK$1.60M | −39.6% 10.4y · −4.0%/yr |
| 2013-12-02 | HK$2.65M | +34.5% |
| 2012-03-13 | HK$1.97M | +169.9% |
| 2006-02-24 | HK$730K | −47.1% |
| 1997-02-01 | HK$1.38M | +14.0% |
| 1996-08-27 | HK$1.21M | +15.2% |
| 1996-02-23 | HK$1.05M | — |