▼ 0.50% · 3.625%
HK$5,040
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,197
−HK$159/mo
Today · 4.125%
HK$5,356
baseline
▲ 0.50% · 4.625%
HK$5,682
+HK$326/mo
Deposit HK$1.11M · loan HK$1.11M · min. income ≈ HK$10,712/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,607
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,758
−HK$152/mo
Today · 4.125%
HK$5,910
baseline
▲ 0.50% · 4.625%
HK$6,222
+HK$312/mo
Deposit HK$1.11M · loan HK$1.11M · min. income ≈ HK$11,820/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,544
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,717
−HK$175/mo
Today · 4.125%
HK$5,892
baseline
▲ 0.50% · 4.625%
HK$6,251
+HK$359/mo
Deposit HK$995K · loan HK$1.22M · min. income ≈ HK$11,784/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,168
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,333
−HK$168/mo
Today · 4.125%
HK$6,501
baseline
▲ 0.50% · 4.625%
HK$6,844
+HK$343/mo
Deposit HK$995K · loan HK$1.22M · min. income ≈ HK$13,002/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,048
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,237
−HK$191/mo
Today · 4.125%
HK$6,428
baseline
▲ 0.50% · 4.625%
HK$6,819
+HK$391/mo
Deposit HK$884K · loan HK$1.33M · min. income ≈ HK$12,856/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,729
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,909
−HK$183/mo
Today · 4.125%
HK$7,092
baseline
▲ 0.50% · 4.625%
HK$7,466
+HK$374/mo
Deposit HK$884K · loan HK$1.33M · min. income ≈ HK$14,184/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,552
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,756
−HK$207/mo
Today · 4.125%
HK$6,963
baseline
▲ 0.50% · 4.625%
HK$7,387
+HK$424/mo
Deposit HK$774K · loan HK$1.44M · min. income ≈ HK$13,926/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,289
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,485
−HK$198/mo
Today · 4.125%
HK$7,683
baseline
▲ 0.50% · 4.625%
HK$8,088
+HK$405/mo
Deposit HK$774K · loan HK$1.44M · min. income ≈ HK$15,366/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,056
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,276
−HK$223/mo
Today · 4.125%
HK$7,499
baseline
▲ 0.50% · 4.625%
HK$7,955
+HK$456/mo
Deposit HK$663K · loan HK$1.55M · min. income ≈ HK$14,998/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,850
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,061
−HK$213/mo
Today · 4.125%
HK$8,274
baseline
▲ 0.50% · 4.625%
HK$8,710
+HK$436/mo
Deposit HK$663K · loan HK$1.55M · min. income ≈ HK$16,548/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,560
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,796
−HK$239/mo
Today · 4.125%
HK$8,035
baseline
▲ 0.50% · 4.625%
HK$8,523
+HK$488/mo
Deposit HK$553K · loan HK$1.66M · min. income ≈ HK$16,070/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,411
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,637
−HK$228/mo
Today · 4.125%
HK$8,865
baseline
▲ 0.50% · 4.625%
HK$9,333
+HK$468/mo
Deposit HK$553K · loan HK$1.66M · min. income ≈ HK$17,730/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,065
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,315
−HK$255/mo
Today · 4.125%
HK$8,570
baseline
▲ 0.50% · 4.625%
HK$9,092
+HK$522/mo
Deposit HK$442K · loan HK$1.77M · min. income ≈ HK$17,140/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,972
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,212
−HK$244/mo
Today · 4.125%
HK$9,456
baseline
▲ 0.50% · 4.625%
HK$9,955
+HK$499/mo
Deposit HK$442K · loan HK$1.77M · min. income ≈ HK$18,912/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,569
−HK$537/mo
▼ 0.25% · 3.875%
HK$8,835
−HK$271/mo
Today · 4.125%
HK$9,106
baseline
▲ 0.50% · 4.625%
HK$9,660
+HK$554/mo
Deposit HK$332K · loan HK$1.88M · min. income ≈ HK$18,212/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,532
−HK$515/mo
▼ 0.25% · 3.875%
HK$9,788
−HK$259/mo
Today · 4.125%
HK$10,047
baseline
▲ 0.50% · 4.625%
HK$10,577
+HK$530/mo
Deposit HK$332K · loan HK$1.88M · min. income ≈ HK$20,094/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,073
−HK$568/mo
▼ 0.25% · 3.875%
HK$9,355
−HK$286/mo
Today · 4.125%
HK$9,641
baseline
▲ 0.50% · 4.625%
HK$10,228
+HK$587/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$19,282/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,093
−HK$545/mo
▼ 0.25% · 3.875%
HK$10,364
−HK$274/mo
Today · 4.125%
HK$10,638
baseline
▲ 0.50% · 4.625%
HK$11,199
+HK$561/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$21,276/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).