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At today's rate and a 90% mortgage, the deposit on this unit is about HK$347K, with repayments around HK$15,156/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$347K · loan HK$3.13M · min. income ≈ HK$30,312/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 20 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 23 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- E
- Saleable Area
- 377 Saleable ft²
- Gross Area
- 481 ft²
- Efficiency
- 78%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-26 | HK$3.15M | −21.2% 4.5y · −5.0%/yr |
| 2020-12-15 | HK$4.00M | −5.9% 2.8y · −2.0%/yr |
| 2018-02-15 | HK$4.25M | +347.4% 12.7y · 27.0%/yr |
| 2005-06-15 | HK$950K | +21.8% |
| 2001-11-30 | HK$780K | — |