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At today's rate and a 90% mortgage, the deposit on this unit is about HK$331K, with repayments around HK$14,452/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$331K · loan HK$2.98M · min. income ≈ HK$28,904/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 22 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 24 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- H
- Saleable Area
- 324 Saleable ft²
- Gross Area
- 413 ft²
- Efficiency
- 78%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-17 | HK$3.35M | +5.7% 0.8y |
| 2025-07-18 | HK$3.17M | −18.1% 8.1y · −2.0%/yr |
| 2017-06-28 | HK$3.87M | +24.8% 1.0y · 24.0%/yr |
| 2016-06-08 | HK$3.10M | +362.7% 13.8y · 26.0%/yr |
| 2002-08-22 | HK$670K | — |