Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$287K, with repayments around HK$12,536/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$287K · loan HK$2.59M · min. income ≈ HK$25,072/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 70 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- B
- Saleable Area
- 364 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 66%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-06-21 | HK$4.00M | +217.5% 6.4y · 34.0%/yr |
| 2012-01-30 | HK$1.26M | +6.8% |
| 2010-04-01 | HK$1.18M | +20.4% |
| 2009-09-21 | HK$980K | +40.0% |
| 2007-01-08 | HK$700K | −55.1% |
| 1997-06-18 | HK$1.56M | +44.4% |
| 1996-03-06 | HK$1.08M | +35.0% |
| 1995-12-30 | HK$800K | — |