▼ 0.50% · 3.625%
HK$4,133
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,261
−HK$131/mo
Today · 4.125%
HK$4,392
baseline
▲ 0.50% · 4.625%
HK$4,659
+HK$267/mo
Deposit HK$906K · loan HK$906K · min. income ≈ HK$8,784/mo (50% DSR)
Upfront cash ≈ HK$906K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,598
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,721
−HK$125/mo
Today · 4.125%
HK$4,846
baseline
▲ 0.50% · 4.625%
HK$5,102
+HK$256/mo
Deposit HK$906K · loan HK$906K · min. income ≈ HK$9,692/mo (50% DSR)
Upfront cash ≈ HK$906K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,546
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,687
−HK$144/mo
Today · 4.125%
HK$4,831
baseline
▲ 0.50% · 4.625%
HK$5,125
+HK$294/mo
Deposit HK$816K · loan HK$997K · min. income ≈ HK$9,662/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,057
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,193
−HK$138/mo
Today · 4.125%
HK$5,331
baseline
▲ 0.50% · 4.625%
HK$5,612
+HK$281/mo
Deposit HK$816K · loan HK$997K · min. income ≈ HK$10,662/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,959
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,114
−HK$156/mo
Today · 4.125%
HK$5,270
baseline
▲ 0.50% · 4.625%
HK$5,591
+HK$321/mo
Deposit HK$725K · loan HK$1.09M · min. income ≈ HK$10,540/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,517
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,665
−HK$150/mo
Today · 4.125%
HK$5,815
baseline
▲ 0.50% · 4.625%
HK$6,122
+HK$307/mo
Deposit HK$725K · loan HK$1.09M · min. income ≈ HK$11,630/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,373
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,540
−HK$170/mo
Today · 4.125%
HK$5,710
baseline
▲ 0.50% · 4.625%
HK$6,057
+HK$347/mo
Deposit HK$634K · loan HK$1.18M · min. income ≈ HK$11,420/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,977
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,137
−HK$163/mo
Today · 4.125%
HK$6,300
baseline
▲ 0.50% · 4.625%
HK$6,632
+HK$332/mo
Deposit HK$634K · loan HK$1.18M · min. income ≈ HK$12,600/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,786
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,966
−HK$183/mo
Today · 4.125%
HK$6,149
baseline
▲ 0.50% · 4.625%
HK$6,523
+HK$374/mo
Deposit HK$544K · loan HK$1.27M · min. income ≈ HK$12,298/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,437
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,609
−HK$176/mo
Today · 4.125%
HK$6,785
baseline
▲ 0.50% · 4.625%
HK$7,142
+HK$357/mo
Deposit HK$544K · loan HK$1.27M · min. income ≈ HK$13,570/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,199
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,392
−HK$196/mo
Today · 4.125%
HK$6,588
baseline
▲ 0.50% · 4.625%
HK$6,989
+HK$401/mo
Deposit HK$453K · loan HK$1.36M · min. income ≈ HK$13,176/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,897
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,082
−HK$187/mo
Today · 4.125%
HK$7,269
baseline
▲ 0.50% · 4.625%
HK$7,652
+HK$383/mo
Deposit HK$453K · loan HK$1.36M · min. income ≈ HK$14,538/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,612
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,818
−HK$209/mo
Today · 4.125%
HK$7,027
baseline
▲ 0.50% · 4.625%
HK$7,455
+HK$428/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$14,054/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,356
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,554
−HK$200/mo
Today · 4.125%
HK$7,754
baseline
▲ 0.50% · 4.625%
HK$8,162
+HK$408/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$15,508/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,026
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,244
−HK$222/mo
Today · 4.125%
HK$7,466
baseline
▲ 0.50% · 4.625%
HK$7,921
+HK$455/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$14,932/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,816
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,026
−HK$212/mo
Today · 4.125%
HK$8,238
baseline
▲ 0.50% · 4.625%
HK$8,673
+HK$435/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$16,476/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,439
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,670
−HK$236/mo
Today · 4.125%
HK$7,906
baseline
▲ 0.50% · 4.625%
HK$8,387
+HK$481/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,812/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,276
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,498
−HK$225/mo
Today · 4.125%
HK$8,723
baseline
▲ 0.50% · 4.625%
HK$9,183
+HK$460/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,446/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).