▼ 0.50% · 3.625%
HK$3,928
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,051
−HK$124/mo
Today · 4.125%
HK$4,175
baseline
▲ 0.50% · 4.625%
HK$4,429
+HK$254/mo
Deposit HK$861K · loan HK$861K · min. income ≈ HK$8,350/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,370
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,488
−HK$118/mo
Today · 4.125%
HK$4,606
baseline
▲ 0.50% · 4.625%
HK$4,849
+HK$243/mo
Deposit HK$861K · loan HK$861K · min. income ≈ HK$9,212/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,321
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,456
−HK$136/mo
Today · 4.125%
HK$4,592
baseline
▲ 0.50% · 4.625%
HK$4,872
+HK$280/mo
Deposit HK$775K · loan HK$948K · min. income ≈ HK$9,184/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,807
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,936
−HK$131/mo
Today · 4.125%
HK$5,067
baseline
▲ 0.50% · 4.625%
HK$5,334
+HK$267/mo
Deposit HK$775K · loan HK$948K · min. income ≈ HK$10,134/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,714
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,861
−HK$149/mo
Today · 4.125%
HK$5,010
baseline
▲ 0.50% · 4.625%
HK$5,315
+HK$305/mo
Deposit HK$689K · loan HK$1.03M · min. income ≈ HK$10,020/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,244
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,385
−HK$143/mo
Today · 4.125%
HK$5,528
baseline
▲ 0.50% · 4.625%
HK$5,819
+HK$291/mo
Deposit HK$689K · loan HK$1.03M · min. income ≈ HK$11,056/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,107
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,266
−HK$161/mo
Today · 4.125%
HK$5,427
baseline
▲ 0.50% · 4.625%
HK$5,757
+HK$330/mo
Deposit HK$603K · loan HK$1.12M · min. income ≈ HK$10,854/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,681
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,834
−HK$154/mo
Today · 4.125%
HK$5,988
baseline
▲ 0.50% · 4.625%
HK$6,304
+HK$316/mo
Deposit HK$603K · loan HK$1.12M · min. income ≈ HK$11,976/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,500
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,671
−HK$174/mo
Today · 4.125%
HK$5,845
baseline
▲ 0.50% · 4.625%
HK$6,200
+HK$355/mo
Deposit HK$517K · loan HK$1.21M · min. income ≈ HK$11,690/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,118
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,283
−HK$166/mo
Today · 4.125%
HK$6,449
baseline
▲ 0.50% · 4.625%
HK$6,789
+HK$340/mo
Deposit HK$517K · loan HK$1.21M · min. income ≈ HK$12,898/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,893
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,076
−HK$186/mo
Today · 4.125%
HK$6,262
baseline
▲ 0.50% · 4.625%
HK$6,643
+HK$381/mo
Deposit HK$431K · loan HK$1.29M · min. income ≈ HK$12,524/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,555
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,731
−HK$179/mo
Today · 4.125%
HK$6,910
baseline
▲ 0.50% · 4.625%
HK$7,274
+HK$364/mo
Deposit HK$431K · loan HK$1.29M · min. income ≈ HK$13,820/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,285
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,481
−HK$199/mo
Today · 4.125%
HK$6,680
baseline
▲ 0.50% · 4.625%
HK$7,086
+HK$406/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$13,360/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,993
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,180
−HK$190/mo
Today · 4.125%
HK$7,370
baseline
▲ 0.50% · 4.625%
HK$7,759
+HK$389/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$14,740/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,678
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,886
−HK$211/mo
Today · 4.125%
HK$7,097
baseline
▲ 0.50% · 4.625%
HK$7,529
+HK$432/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$14,194/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,430
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,629
−HK$202/mo
Today · 4.125%
HK$7,831
baseline
▲ 0.50% · 4.625%
HK$8,244
+HK$413/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$15,662/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,071
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,291
−HK$224/mo
Today · 4.125%
HK$7,515
baseline
▲ 0.50% · 4.625%
HK$7,972
+HK$457/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$15,030/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,867
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,078
−HK$214/mo
Today · 4.125%
HK$8,292
baseline
▲ 0.50% · 4.625%
HK$8,729
+HK$437/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$16,584/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).