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At today's rate and a 90% mortgage, the deposit on this unit is about HK$363K, with repayments around HK$15,833/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$363K · loan HK$3.27M · min. income ≈ HK$31,666/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- 3
- Saleable Area
- 466 Saleable ft²
- Gross Area
- 530 ft²
- Efficiency
- 88%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-24 | HK$3.80M | −19.1% 6.5y · −3.0%/yr |
| 2017-11-23 | HK$4.70M | +46.4% 3.5y · 13.0%/yr |
| 2014-06-11 | HK$3.21M | +68.9% |
| 2010-12-10 | HK$1.90M | +95.9% |
| 2004-12-24 | HK$970K | +14.1% |
| 2003-10-23 | HK$850K | −38.0% |
| 1999-01-26 | HK$1.37M | −26.3% |
| 1997-02-15 | HK$1.86M | +14.1% |
| 1996-10-31 | HK$1.63M | — |