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At today's rate and a 90% mortgage, the deposit on this unit is about HK$422K, with repayments around HK$18,413/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$36,826/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$44,391 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Exhibition Centre Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 75 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- B (NO. 271)
- Saleable Area
- 452 Saleable ft²
- Gross Area
- 600 ft²
- Efficiency
- 75%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-16 | HK$5.38M | +31.2% 5.3y · 6.0%/yr |
| 2016-06-06 | HK$4.10M | +27.3% 5.1y · 5.0%/yr |
| 2011-05-26 | HK$3.22M | +47.7% |
| 2009-08-21 | HK$2.18M | +13.5% |
| 2008-05-13 | HK$1.92M | — |