At today's rate and a 90% mortgage, the deposit on this unit is about HK$246K, with repayments around HK$10,710/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$246K · loan HK$2.21M · min. income ≈ HK$21,420/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 59 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- A
- Saleable Area
- 145 Saleable ft²
- Gross Area
- 332 ft²
- Efficiency
- 44%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-03 | HK$2.10M | −20.8% 10.4y · −2.0%/yr |
| 2015-12-22 | HK$2.65M | +11.3% 3.1y · 4.0%/yr |
| 2012-11-15 | HK$2.38M | +58.7% |
| 2010-09-17 | HK$1.50M | +53.1% |
| 2009-05-19 | HK$980K | — |