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At today's rate and a 90% mortgage, the deposit on this unit is about HK$558K, with repayments around HK$24,348/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$558K · loan HK$5.02M · min. income ≈ HK$48,696/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$125,596 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 127 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 83 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- NO. 354
- Saleable Area
- 549 Saleable ft²
- Gross Area
- 740 ft²
- Efficiency
- 74%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-21 | HK$6.50M | −18.8% 3.9y · −5.0%/yr |
| 2022-06-15 | HK$8.00M | +29.0% 5.2y · 6.0%/yr |
| 2017-04-10 | HK$6.20M | +67.6% 5.3y · 13.0%/yr |
| 2011-12-19 | HK$3.70M | +23.3% |
| 2008-10-02 | HK$3.00M | +42.9% |
| 2008-02-27 | HK$2.10M | — |