▼ 0.50% · 3.625%
HK$5,698
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,876
−HK$180/mo
Today · 4.125%
HK$6,056
baseline
▲ 0.50% · 4.625%
HK$6,424
+HK$368/mo
Deposit HK$1.25M · loan HK$1.25M · min. income ≈ HK$12,112/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,339
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,509
−HK$173/mo
Today · 4.125%
HK$6,682
baseline
▲ 0.50% · 4.625%
HK$7,034
+HK$352/mo
Deposit HK$1.25M · loan HK$1.25M · min. income ≈ HK$13,364/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,268
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,463
−HK$198/mo
Today · 4.125%
HK$6,661
baseline
▲ 0.50% · 4.625%
HK$7,066
+HK$405/mo
Deposit HK$1.12M · loan HK$1.37M · min. income ≈ HK$13,322/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,973
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,160
−HK$190/mo
Today · 4.125%
HK$7,350
baseline
▲ 0.50% · 4.625%
HK$7,737
+HK$387/mo
Deposit HK$1.12M · loan HK$1.37M · min. income ≈ HK$14,700/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,838
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,051
−HK$216/mo
Today · 4.125%
HK$7,267
baseline
▲ 0.50% · 4.625%
HK$7,709
+HK$442/mo
Deposit HK$1000K · loan HK$1.50M · min. income ≈ HK$14,534/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,607
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,811
−HK$207/mo
Today · 4.125%
HK$8,018
baseline
▲ 0.50% · 4.625%
HK$8,441
+HK$423/mo
Deposit HK$1000K · loan HK$1.50M · min. income ≈ HK$16,036/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,408
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,638
−HK$234/mo
Today · 4.125%
HK$7,872
baseline
▲ 0.50% · 4.625%
HK$8,351
+HK$479/mo
Deposit HK$875K · loan HK$1.62M · min. income ≈ HK$15,744/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,241
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,462
−HK$224/mo
Today · 4.125%
HK$8,686
baseline
▲ 0.50% · 4.625%
HK$9,144
+HK$458/mo
Deposit HK$875K · loan HK$1.62M · min. income ≈ HK$17,372/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,978
−HK$500/mo
▼ 0.25% · 3.875%
HK$8,226
−HK$252/mo
Today · 4.125%
HK$8,478
baseline
▲ 0.50% · 4.625%
HK$8,994
+HK$516/mo
Deposit HK$750K · loan HK$1.75M · min. income ≈ HK$16,956/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,875
−HK$479/mo
▼ 0.25% · 3.875%
HK$9,113
−HK$241/mo
Today · 4.125%
HK$9,354
baseline
▲ 0.50% · 4.625%
HK$9,848
+HK$494/mo
Deposit HK$750K · loan HK$1.75M · min. income ≈ HK$18,708/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,547
−HK$536/mo
▼ 0.25% · 3.875%
HK$8,813
−HK$270/mo
Today · 4.125%
HK$9,083
baseline
▲ 0.50% · 4.625%
HK$9,636
+HK$553/mo
Deposit HK$625K · loan HK$1.87M · min. income ≈ HK$18,166/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,509
−HK$514/mo
▼ 0.25% · 3.875%
HK$9,764
−HK$259/mo
Today · 4.125%
HK$10,023
baseline
▲ 0.50% · 4.625%
HK$10,551
+HK$528/mo
Deposit HK$625K · loan HK$1.87M · min. income ≈ HK$20,046/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,117
−HK$572/mo
▼ 0.25% · 3.875%
HK$9,401
−HK$288/mo
Today · 4.125%
HK$9,689
baseline
▲ 0.50% · 4.625%
HK$10,279
+HK$590/mo
Deposit HK$500K · loan HK$2.00M · min. income ≈ HK$19,378/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,143
−HK$548/mo
▼ 0.25% · 3.875%
HK$10,415
−HK$276/mo
Today · 4.125%
HK$10,691
baseline
▲ 0.50% · 4.625%
HK$11,254
+HK$563/mo
Deposit HK$500K · loan HK$2.00M · min. income ≈ HK$21,382/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,687
−HK$608/mo
▼ 0.25% · 3.875%
HK$9,988
−HK$307/mo
Today · 4.125%
HK$10,295
baseline
▲ 0.50% · 4.625%
HK$10,921
+HK$626/mo
Deposit HK$375K · loan HK$2.12M · min. income ≈ HK$20,590/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,777
−HK$582/mo
▼ 0.25% · 3.875%
HK$11,066
−HK$293/mo
Today · 4.125%
HK$11,359
baseline
▲ 0.50% · 4.625%
HK$11,958
+HK$599/mo
Deposit HK$375K · loan HK$2.12M · min. income ≈ HK$22,718/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,257
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,576
−HK$324/mo
Today · 4.125%
HK$10,900
baseline
▲ 0.50% · 4.625%
HK$11,563
+HK$663/mo
Deposit HK$250K · loan HK$2.25M · min. income ≈ HK$21,800/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,411
−HK$616/mo
▼ 0.25% · 3.875%
HK$11,717
−HK$310/mo
Today · 4.125%
HK$12,027
baseline
▲ 0.50% · 4.625%
HK$12,661
+HK$634/mo
Deposit HK$250K · loan HK$2.25M · min. income ≈ HK$24,054/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).