▼ 0.50% · 3.625%
HK$3,577
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,688
−HK$113/mo
Today · 4.125%
HK$3,801
baseline
▲ 0.50% · 4.625%
HK$4,033
+HK$232/mo
Deposit HK$784K · loan HK$784K · min. income ≈ HK$7,602/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,979
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,086
−HK$108/mo
Today · 4.125%
HK$4,194
baseline
▲ 0.50% · 4.625%
HK$4,415
+HK$221/mo
Deposit HK$784K · loan HK$784K · min. income ≈ HK$8,388/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,935
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,057
−HK$124/mo
Today · 4.125%
HK$4,181
baseline
▲ 0.50% · 4.625%
HK$4,436
+HK$255/mo
Deposit HK$706K · loan HK$863K · min. income ≈ HK$8,362/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,377
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,495
−HK$119/mo
Today · 4.125%
HK$4,614
baseline
▲ 0.50% · 4.625%
HK$4,857
+HK$243/mo
Deposit HK$706K · loan HK$863K · min. income ≈ HK$9,228/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,292
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,426
−HK$136/mo
Today · 4.125%
HK$4,562
baseline
▲ 0.50% · 4.625%
HK$4,839
+HK$277/mo
Deposit HK$627K · loan HK$941K · min. income ≈ HK$9,124/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,775
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,903
−HK$130/mo
Today · 4.125%
HK$5,033
baseline
▲ 0.50% · 4.625%
HK$5,298
+HK$265/mo
Deposit HK$627K · loan HK$941K · min. income ≈ HK$10,066/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,650
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,795
−HK$147/mo
Today · 4.125%
HK$4,942
baseline
▲ 0.50% · 4.625%
HK$5,242
+HK$300/mo
Deposit HK$549K · loan HK$1.02M · min. income ≈ HK$9,884/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,173
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,312
−HK$141/mo
Today · 4.125%
HK$5,453
baseline
▲ 0.50% · 4.625%
HK$5,740
+HK$287/mo
Deposit HK$549K · loan HK$1.02M · min. income ≈ HK$10,906/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,008
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,163
−HK$159/mo
Today · 4.125%
HK$5,322
baseline
▲ 0.50% · 4.625%
HK$5,646
+HK$324/mo
Deposit HK$471K · loan HK$1.10M · min. income ≈ HK$10,644/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,571
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,720
−HK$152/mo
Today · 4.125%
HK$5,872
baseline
▲ 0.50% · 4.625%
HK$6,182
+HK$310/mo
Deposit HK$471K · loan HK$1.10M · min. income ≈ HK$11,744/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,365
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,532
−HK$170/mo
Today · 4.125%
HK$5,702
baseline
▲ 0.50% · 4.625%
HK$6,049
+HK$347/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$11,404/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,969
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,129
−HK$162/mo
Today · 4.125%
HK$6,291
baseline
▲ 0.50% · 4.625%
HK$6,623
+HK$332/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$12,582/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,723
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,901
−HK$181/mo
Today · 4.125%
HK$6,082
baseline
▲ 0.50% · 4.625%
HK$6,452
+HK$370/mo
Deposit HK$314K · loan HK$1.25M · min. income ≈ HK$12,164/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,367
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,538
−HK$173/mo
Today · 4.125%
HK$6,711
baseline
▲ 0.50% · 4.625%
HK$7,065
+HK$354/mo
Deposit HK$314K · loan HK$1.25M · min. income ≈ HK$13,422/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,081
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,270
−HK$192/mo
Today · 4.125%
HK$6,462
baseline
▲ 0.50% · 4.625%
HK$6,855
+HK$393/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$12,924/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,765
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,946
−HK$184/mo
Today · 4.125%
HK$7,130
baseline
▲ 0.50% · 4.625%
HK$7,506
+HK$376/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$14,260/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,439
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,639
−HK$203/mo
Today · 4.125%
HK$6,842
baseline
▲ 0.50% · 4.625%
HK$7,259
+HK$417/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$13,684/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,163
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,355
−HK$195/mo
Today · 4.125%
HK$7,550
baseline
▲ 0.50% · 4.625%
HK$7,948
+HK$398/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$15,100/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).