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Crescira AVM · estimated value Medium confidence
HK$4.79M
≈ HK$12,409 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$479K, with repayments around HK$20,893/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$19,660
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,272
−HK$621/mo
Today · 4.125%
HK$20,893
baseline
▲ 0.50% · 4.625%
HK$22,164
+HK$1,271/mo

Deposit HK$479K · loan HK$4.31M · min. income ≈ HK$41,786/mo (50% DSR)

Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$96,492 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Wan Chai Station
≈ 4 min walk · 242 m
Education
24
schools within 1 km (13 within 500 m)
Daily convenience
63
within 1 km (31 within 500 m)
Health
20
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Wan Chai Station Station.

Family-friendly — 24 schools within a 1 km walk.

Everyday convenience — 63 shopping and daily-needs spots nearby.

Healthcare close by — 20 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
7/F
Flat
B
Saleable Area
386 Saleable ft²
Gross Area
513 ft²
Efficiency
75%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2026-07-07 HK$4.90M −18.3%
7.2y
2019-04-01 HK$6.00M +46.7%
4.8y · 10.0%/yr
2014-06-12 HK$4.09M +317.3%
2003-11-13 HK$980K −65.0%
1997-10-31 HK$2.80M +60.0%
1997-02-14 HK$1.75M
Data sourced from Renavon.com