Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$479K, with repayments around HK$20,893/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$479K · loan HK$4.31M · min. income ≈ HK$41,786/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$96,492 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 63 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- B
- Saleable Area
- 386 Saleable ft²
- Gross Area
- 513 ft²
- Efficiency
- 75%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-07 | HK$4.90M | −18.3% 7.2y |
| 2019-04-01 | HK$6.00M | +46.7% 4.8y · 10.0%/yr |
| 2014-06-12 | HK$4.09M | +317.3% |
| 2003-11-13 | HK$980K | −65.0% |
| 1997-10-31 | HK$2.80M | +60.0% |
| 1997-02-14 | HK$1.75M | — |