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At today's rate and a 90% mortgage, the deposit on this unit is about HK$590K, with repayments around HK$25,719/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$590K · loan HK$5.31M · min. income ≈ HK$51,438/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$132,668 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- B
- Saleable Area
- 706 Saleable ft²
- Gross Area
- 900 ft²
- Efficiency
- 78%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-10 | HK$8.00M | −5.9% 0.5y |
| 2020-05-27 | HK$8.50M | −2.3% 3.6y · 2.0%/yr |
| 2020-03-11 | HK$8.70M | +8.6% 3.4y · 3.0%/yr |
| 2016-11-03 | HK$8.01M | +220.3% 20.3y · 11.0%/yr |
| 1996-07-04 | HK$2.50M | — |