▼ 0.50% · 3.625%
HK$22,539
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,240
−HK$712/mo
Today · 4.125%
HK$23,952
baseline
▲ 0.50% · 4.625%
HK$25,409
+HK$1,457/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,904/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,074
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,746
−HK$683/mo
Today · 4.125%
HK$26,429
baseline
▲ 0.50% · 4.625%
HK$27,822
+HK$1,393/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,858/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,792
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,564
−HK$783/mo
Today · 4.125%
HK$26,347
baseline
▲ 0.50% · 4.625%
HK$27,950
+HK$1,603/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,694/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,581
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,321
−HK$751/mo
Today · 4.125%
HK$29,072
baseline
▲ 0.50% · 4.625%
HK$30,604
+HK$1,532/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,144/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,046
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,888
−HK$854/mo
Today · 4.125%
HK$28,742
baseline
▲ 0.50% · 4.625%
HK$30,491
+HK$1,749/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,484/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,089
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,896
−HK$818/mo
Today · 4.125%
HK$31,714
baseline
▲ 0.50% · 4.625%
HK$33,386
+HK$1,672/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,428/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,300
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,212
−HK$926/mo
Today · 4.125%
HK$31,138
baseline
▲ 0.50% · 4.625%
HK$33,032
+HK$1,894/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,276/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,596
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,470
−HK$887/mo
Today · 4.125%
HK$34,357
baseline
▲ 0.50% · 4.625%
HK$36,168
+HK$1,811/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,714/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,554
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,536
−HK$997/mo
Today · 4.125%
HK$33,533
baseline
▲ 0.50% · 4.625%
HK$35,573
+HK$2,040/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$67,066/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,104
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,045
−HK$955/mo
Today · 4.125%
HK$37,000
baseline
▲ 0.50% · 4.625%
HK$38,950
+HK$1,950/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$74,000/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,808
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,860
−HK$1,068/mo
Today · 4.125%
HK$35,928
baseline
▲ 0.50% · 4.625%
HK$38,114
+HK$2,186/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,856/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,611
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,620
−HK$1,023/mo
Today · 4.125%
HK$39,643
baseline
▲ 0.50% · 4.625%
HK$41,733
+HK$2,090/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,286/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,062
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,184
−HK$1,139/mo
Today · 4.125%
HK$38,323
baseline
▲ 0.50% · 4.625%
HK$40,655
+HK$2,332/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$76,646/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$358,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,118
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,194
−HK$1,092/mo
Today · 4.125%
HK$42,286
baseline
▲ 0.50% · 4.625%
HK$44,515
+HK$2,229/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$84,572/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$358,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,316
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,508
−HK$1,210/mo
Today · 4.125%
HK$40,718
baseline
▲ 0.50% · 4.625%
HK$43,196
+HK$2,478/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$81,436/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,626
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,769
−HK$1,160/mo
Today · 4.125%
HK$44,929
baseline
▲ 0.50% · 4.625%
HK$47,297
+HK$2,368/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$89,858/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,570
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,831
−HK$1,283/mo
Today · 4.125%
HK$43,114
baseline
▲ 0.50% · 4.625%
HK$45,737
+HK$2,623/mo
Deposit HK$988K · loan HK$8.90M · min. income ≈ HK$86,228/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,133
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,344
−HK$1,228/mo
Today · 4.125%
HK$47,572
baseline
▲ 0.50% · 4.625%
HK$50,079
+HK$2,507/mo
Deposit HK$988K · loan HK$8.90M · min. income ≈ HK$95,144/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,426 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).