▼ 0.50% · 3.625%
HK$22,360
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,056
−HK$706/mo
Today · 4.125%
HK$23,762
baseline
▲ 0.50% · 4.625%
HK$25,208
+HK$1,446/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,524/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$350,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,875
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,543
−HK$676/mo
Today · 4.125%
HK$26,219
baseline
▲ 0.50% · 4.625%
HK$27,602
+HK$1,383/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,438/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$350,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,596
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,361
−HK$778/mo
Today · 4.125%
HK$26,139
baseline
▲ 0.50% · 4.625%
HK$27,729
+HK$1,590/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,278/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$350,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,363
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,097
−HK$744/mo
Today · 4.125%
HK$28,841
baseline
▲ 0.50% · 4.625%
HK$30,362
+HK$1,521/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,682/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$350,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,832
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,667
−HK$848/mo
Today · 4.125%
HK$28,515
baseline
▲ 0.50% · 4.625%
HK$30,250
+HK$1,735/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$57,030/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$350,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,851
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,651
−HK$812/mo
Today · 4.125%
HK$31,463
baseline
▲ 0.50% · 4.625%
HK$33,122
+HK$1,659/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,926/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$350,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,068
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,972
−HK$919/mo
Today · 4.125%
HK$30,891
baseline
▲ 0.50% · 4.625%
HK$32,771
+HK$1,880/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$61,782/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$350,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,338
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,205
−HK$880/mo
Today · 4.125%
HK$34,085
baseline
▲ 0.50% · 4.625%
HK$35,882
+HK$1,797/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$68,170/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$350,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,304
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,278
−HK$989/mo
Today · 4.125%
HK$33,267
baseline
▲ 0.50% · 4.625%
HK$35,292
+HK$2,025/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,534/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$350,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,826
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,760
−HK$947/mo
Today · 4.125%
HK$36,707
baseline
▲ 0.50% · 4.625%
HK$38,642
+HK$1,935/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,414/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$350,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,540
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,584
−HK$1,060/mo
Today · 4.125%
HK$35,644
baseline
▲ 0.50% · 4.625%
HK$37,812
+HK$2,168/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$71,288/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$350,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,313
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,314
−HK$1,015/mo
Today · 4.125%
HK$39,329
baseline
▲ 0.50% · 4.625%
HK$41,402
+HK$2,073/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$78,658/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$350,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,776
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,889
−HK$1,131/mo
Today · 4.125%
HK$38,020
baseline
▲ 0.50% · 4.625%
HK$40,333
+HK$2,313/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$76,040/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$350,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,801
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,868
−HK$1,083/mo
Today · 4.125%
HK$41,951
baseline
▲ 0.50% · 4.625%
HK$44,162
+HK$2,211/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$83,902/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$350,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,012
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,195
−HK$1,201/mo
Today · 4.125%
HK$40,396
baseline
▲ 0.50% · 4.625%
HK$42,854
+HK$2,458/mo
Deposit HK$1.47M · loan HK$8.34M · min. income ≈ HK$80,792/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$350,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,288
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,422
−HK$1,151/mo
Today · 4.125%
HK$44,573
baseline
▲ 0.50% · 4.625%
HK$46,923
+HK$2,350/mo
Deposit HK$1.47M · loan HK$8.34M · min. income ≈ HK$89,146/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$350,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,248
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,500
−HK$1,272/mo
Today · 4.125%
HK$42,772
baseline
▲ 0.50% · 4.625%
HK$45,375
+HK$2,603/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$85,544/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$350,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,776
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,977
−HK$1,218/mo
Today · 4.125%
HK$47,195
baseline
▲ 0.50% · 4.625%
HK$49,683
+HK$2,488/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$94,390/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$350,600 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).