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At today's rate and a 90% mortgage, the deposit on this unit is about HK$670K, with repayments around HK$29,229/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$58,458/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$201,031 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 63 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- B
- Saleable Area
- 379 Saleable ft²
- Gross Area
- 585 ft²
- Efficiency
- 65%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-20 | HK$5.60M | −25.3% 6.7y · −4.0%/yr |
| 2018-10-12 | HK$7.50M | +21.0% 3.1y · 7.0%/yr |
| 2015-09-17 | HK$6.20M | +85.1% |
| 2008-04-18 | HK$3.35M | +28.8% |
| 2007-03-03 | HK$2.60M | +7.4% |
| 2001-09-26 | HK$2.42M | — |