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At today's rate and a 90% mortgage, the deposit on this unit is about HK$445K, with repayments around HK$19,416/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$38,832/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,769 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- C
- Saleable Area
- 217 Saleable ft²
- Gross Area
- 405 ft²
- Efficiency
- 54%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-27 | HK$5.68M | +17.1% 3.6y · 5.0%/yr |
| 2017-05-10 | HK$4.85M | +12.0% 3.1y · 4.0%/yr |
| 2014-04-16 | HK$4.33M | +46.8% |
| 2010-08-17 | HK$2.95M | +30.0% |
| 2009-08-03 | HK$2.27M | +9.1% |
| 2001-07-04 | HK$2.08M | — |