▼ 0.50% · 3.625%
HK$16,783
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,305
−HK$530/mo
Today · 4.125%
HK$17,835
baseline
▲ 0.50% · 4.625%
HK$18,921
+HK$1,086/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,670/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,671
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$19,172
−HK$508/mo
Today · 4.125%
HK$19,680
baseline
▲ 0.50% · 4.625%
HK$20,717
+HK$1,037/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,360/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,461
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,035
−HK$584/mo
Today · 4.125%
HK$19,619
baseline
▲ 0.50% · 4.625%
HK$20,813
+HK$1,194/mo
Deposit HK$3.31M · loan HK$4.05M · min. income ≈ HK$39,238/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,538
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,089
−HK$558/mo
Today · 4.125%
HK$21,647
baseline
▲ 0.50% · 4.625%
HK$22,789
+HK$1,142/mo
Deposit HK$3.31M · loan HK$4.05M · min. income ≈ HK$43,294/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,139
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,766
−HK$636/mo
Today · 4.125%
HK$21,402
baseline
▲ 0.50% · 4.625%
HK$22,705
+HK$1,303/mo
Deposit HK$2.94M · loan HK$4.42M · min. income ≈ HK$42,804/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,405
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$23,006
−HK$609/mo
Today · 4.125%
HK$23,615
baseline
▲ 0.50% · 4.625%
HK$24,860
+HK$1,245/mo
Deposit HK$2.94M · loan HK$4.42M · min. income ≈ HK$47,230/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,818
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,496
−HK$690/mo
Today · 4.125%
HK$23,186
baseline
▲ 0.50% · 4.625%
HK$24,597
+HK$1,411/mo
Deposit HK$2.58M · loan HK$4.78M · min. income ≈ HK$46,372/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$220,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,272
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,923
−HK$660/mo
Today · 4.125%
HK$25,583
baseline
▲ 0.50% · 4.625%
HK$26,932
+HK$1,349/mo
Deposit HK$2.58M · loan HK$4.78M · min. income ≈ HK$51,166/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$220,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,496
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,227
−HK$742/mo
Today · 4.125%
HK$24,969
baseline
▲ 0.50% · 4.625%
HK$26,489
+HK$1,520/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$49,938/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,139
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,840
−HK$711/mo
Today · 4.125%
HK$27,551
baseline
▲ 0.50% · 4.625%
HK$29,004
+HK$1,453/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$55,102/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,174
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,957
−HK$796/mo
Today · 4.125%
HK$26,753
baseline
▲ 0.50% · 4.625%
HK$28,381
+HK$1,628/mo
Deposit HK$1.84M · loan HK$5.52M · min. income ≈ HK$53,506/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,006
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,757
−HK$762/mo
Today · 4.125%
HK$29,519
baseline
▲ 0.50% · 4.625%
HK$31,075
+HK$1,556/mo
Deposit HK$1.84M · loan HK$5.52M · min. income ≈ HK$59,038/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,853
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,688
−HK$849/mo
Today · 4.125%
HK$28,537
baseline
▲ 0.50% · 4.625%
HK$30,273
+HK$1,736/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$57,074/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,873
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,674
−HK$813/mo
Today · 4.125%
HK$31,487
baseline
▲ 0.50% · 4.625%
HK$33,147
+HK$1,660/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$62,974/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,531
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,418
−HK$902/mo
Today · 4.125%
HK$30,320
baseline
▲ 0.50% · 4.625%
HK$32,165
+HK$1,845/mo
Deposit HK$1.10M · loan HK$6.26M · min. income ≈ HK$60,640/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,740
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,592
−HK$863/mo
Today · 4.125%
HK$33,455
baseline
▲ 0.50% · 4.625%
HK$35,219
+HK$1,764/mo
Deposit HK$1.10M · loan HK$6.26M · min. income ≈ HK$66,910/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,209
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,149
−HK$955/mo
Today · 4.125%
HK$32,104
baseline
▲ 0.50% · 4.625%
HK$34,057
+HK$1,953/mo
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$64,208/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,607
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,509
−HK$914/mo
Today · 4.125%
HK$35,423
baseline
▲ 0.50% · 4.625%
HK$37,290
+HK$1,867/mo
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$70,846/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,803 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).