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At today's rate and a 90% mortgage, the deposit on this unit is about HK$562K, with repayments around HK$24,502/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$562K · loan HK$5.06M · min. income ≈ HK$49,004/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$126,391 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Exhibition Centre Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 79 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- B
- Saleable Area
- 476 Saleable ft²
- Gross Area
- 586 ft²
- Efficiency
- 81%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-10 | HK$4.48M | −27.5% 7.0y · −4.0%/yr |
| 2017-12-01 | HK$6.18M | +9.4% 4.9y · 2.0%/yr |
| 2013-01-29 | HK$5.65M | +55.2% |
| 2011-09-19 | HK$3.64M | +82.0% |
| 2006-07-25 | HK$2.00M | +23.5% |
| 2006-03-31 | HK$1.62M | — |