▼ 0.50% · 3.625%
HK$17,314
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,852
−HK$548/mo
Today · 4.125%
HK$18,400
baseline
▲ 0.50% · 4.625%
HK$19,519
+HK$1,119/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,800/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,262
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,778
−HK$524/mo
Today · 4.125%
HK$20,302
baseline
▲ 0.50% · 4.625%
HK$21,372
+HK$1,070/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,604/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,045
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,638
−HK$602/mo
Today · 4.125%
HK$20,240
baseline
▲ 0.50% · 4.625%
HK$21,471
+HK$1,231/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,480/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,188
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,756
−HK$576/mo
Today · 4.125%
HK$22,332
baseline
▲ 0.50% · 4.625%
HK$23,510
+HK$1,178/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,664/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,777
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,423
−HK$657/mo
Today · 4.125%
HK$22,080
baseline
▲ 0.50% · 4.625%
HK$23,423
+HK$1,343/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,160/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,114
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,734
−HK$629/mo
Today · 4.125%
HK$24,363
baseline
▲ 0.50% · 4.625%
HK$25,647
+HK$1,284/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,726/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,508
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,208
−HK$712/mo
Today · 4.125%
HK$23,920
baseline
▲ 0.50% · 4.625%
HK$25,375
+HK$1,455/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$47,840/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$227,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,040
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,712
−HK$681/mo
Today · 4.125%
HK$26,393
baseline
▲ 0.50% · 4.625%
HK$27,784
+HK$1,391/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$52,786/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$227,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,240
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,993
−HK$767/mo
Today · 4.125%
HK$25,760
baseline
▲ 0.50% · 4.625%
HK$27,327
+HK$1,567/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,520/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,966
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,689
−HK$734/mo
Today · 4.125%
HK$28,423
baseline
▲ 0.50% · 4.625%
HK$29,921
+HK$1,498/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,846/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,971
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,779
−HK$821/mo
Today · 4.125%
HK$27,600
baseline
▲ 0.50% · 4.625%
HK$29,279
+HK$1,679/mo
Deposit HK$1.90M · loan HK$5.69M · min. income ≈ HK$55,200/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,892
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,667
−HK$786/mo
Today · 4.125%
HK$30,453
baseline
▲ 0.50% · 4.625%
HK$32,059
+HK$1,606/mo
Deposit HK$1.90M · loan HK$5.69M · min. income ≈ HK$60,906/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,702
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,564
−HK$875/mo
Today · 4.125%
HK$29,439
baseline
▲ 0.50% · 4.625%
HK$31,231
+HK$1,792/mo
Deposit HK$1.52M · loan HK$6.07M · min. income ≈ HK$58,878/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,819
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,645
−HK$839/mo
Today · 4.125%
HK$32,484
baseline
▲ 0.50% · 4.625%
HK$34,196
+HK$1,712/mo
Deposit HK$1.52M · loan HK$6.07M · min. income ≈ HK$64,968/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,434
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,349
−HK$930/mo
Today · 4.125%
HK$31,279
baseline
▲ 0.50% · 4.625%
HK$33,183
+HK$1,904/mo
Deposit HK$1.14M · loan HK$6.45M · min. income ≈ HK$62,558/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,745
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,623
−HK$891/mo
Today · 4.125%
HK$34,514
baseline
▲ 0.50% · 4.625%
HK$36,333
+HK$1,819/mo
Deposit HK$1.14M · loan HK$6.45M · min. income ≈ HK$69,028/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,165
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,134
−HK$985/mo
Today · 4.125%
HK$33,119
baseline
▲ 0.50% · 4.625%
HK$35,135
+HK$2,016/mo
Deposit HK$759K · loan HK$6.83M · min. income ≈ HK$66,238/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$227,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,671
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,601
−HK$943/mo
Today · 4.125%
HK$36,544
baseline
▲ 0.50% · 4.625%
HK$38,470
+HK$1,926/mo
Deposit HK$759K · loan HK$6.83M · min. income ≈ HK$73,088/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$227,790 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).