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At today's rate and a 90% mortgage, the deposit on this unit is about HK$317K, with repayments around HK$13,847/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$317K · loan HK$2.86M · min. income ≈ HK$27,694/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- D
- Saleable Area
- 245 Saleable ft²
- Gross Area
- 300 ft²
- Efficiency
- 82%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-18 | HK$3.08M | −31.6% 7.0y · −5.0%/yr |
| 2019-03-11 | HK$4.50M | +181.2% 9.9y · 18.0%/yr |
| 2009-05-14 | HK$1.60M | +0.0% |
| 2008-07-23 | HK$1.60M | −3.0% |
| 1997-08-05 | HK$1.65M | +24.1% |
| 1997-04-29 | HK$1.33M | +10.8% |
| 1997-04-18 | HK$1.20M | — |