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At today's rate and a 90% mortgage, the deposit on this unit is about HK$532K, with repayments around HK$23,224/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$532K · loan HK$4.79M · min. income ≈ HK$46,448/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$119,797 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- B
- Saleable Area
- 316 Saleable ft²
- Gross Area
- 433 ft²
- Efficiency
- 73%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-01 | HK$5.28M | −33.2% 6.0y · −6.0%/yr |
| 2018-08-15 | HK$7.90M | +165.1% 8.8y · 19.0%/yr |
| 2009-10-28 | HK$2.98M | +74.3% |
| 1999-05-29 | HK$1.71M | −23.7% |
| 1996-08-09 | HK$2.24M | +10.3% |
| 1996-04-13 | HK$2.03M | — |