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At today's rate and a 90% mortgage, the deposit on this unit is about HK$424K, with repayments around HK$18,516/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$424K · loan HK$3.82M · min. income ≈ HK$37,032/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$49,099 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- B
- Saleable Area
- 307 Saleable ft²
- Gross Area
- 459 ft²
- Efficiency
- 67%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-02 | HK$4.92M | +17.1% 1.0y · 16.0%/yr |
| 2025-03-19 | HK$4.20M | −36.8% 4.3y · −9.0%/yr |
| 2020-11-13 | HK$6.65M | +25.5% 4.0y · 6.0%/yr |
| 2016-12-20 | HK$5.30M | +76.7% 6.1y · 13.0%/yr |
| 2010-10-25 | HK$3.00M | +150.0% |
| 2005-08-05 | HK$1.20M | +0.0% |
| 2005-06-04 | HK$1.20M | −43.7% |
| 1997-05-02 | HK$2.13M | — |