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At today's rate and a 90% mortgage, the deposit on this unit is about HK$363K, with repayments around HK$15,852/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$363K · loan HK$3.27M · min. income ≈ HK$31,704/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- BLOCK B
- Saleable Area
- 504 Saleable ft²
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-30 | HK$3.30M | −36.3% 7.3y · −5.0%/yr |
| 2018-02-02 | HK$5.18M | +41.9% 4.5y · 9.0%/yr |
| 2013-07-30 | HK$3.65M | +49.0% |
| 2010-11-18 | HK$2.45M | +14.0% |
| 2010-04-16 | HK$2.15M | +28.0% |
| 2008-02-14 | HK$1.68M | — |