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Crescira AVM · estimated value Medium confidence
HK$20.98M
≈ HK$19,736 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.29M, with repayments around HK$71,172/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$66,972
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,055
−HK$2,117/mo
Today · 4.125%
HK$71,172
baseline
▲ 0.50% · 4.625%
HK$75,502
+HK$4,330/mo

Deposit HK$6.29M · loan HK$14.69M · min. income ≈ HK$142,344/mo (50% DSR)

Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,885 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
26/F
Flat
A
Saleable Area
1,063 ft²
Gross Area
1,198 ft²
Efficiency
89%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2021-05-31 HK$27.00M +162.1%
14.2y
2007-03-29 HK$10.30M +60.2%
2000-12-14 HK$6.43M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 6 min walk · 451 m
Education
48
schools within 1 km (22 within 500 m)
Daily convenience
48
within 1 km (9 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
79
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 48 shopping and daily-needs spots nearby.

Green space & leisure — 79 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com