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Crescira AVM · estimated value Medium confidence
HK$6.64M
≈ HK$8,237 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$664K, with repayments around HK$28,957/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$27,249
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,096
−HK$861/mo
Today · 4.125%
HK$28,957
baseline
▲ 0.50% · 4.625%
HK$30,719
+HK$1,762/mo

Deposit HK$664K · loan HK$5.97M · min. income ≈ HK$57,914/mo (50% DSR)

Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$198,877 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
18/F
Flat
G
Saleable Area
806 ft²
Gross Area
1,000 ft²
Efficiency
81%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2017-07-04 HK$7.50M +165.0%
10.8y
2006-09-15 HK$2.83M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 1 min walk · 71 m
Education
43
schools within 1 km (21 within 500 m)
Daily convenience
43
within 1 km (21 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
75
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Green space & leisure — 75 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com