Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$401K, with repayments around HK$17,470/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$401K · loan HK$3.60M · min. income ≈ HK$34,940/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$1,135 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 321 Saleable ft²
- Gross Area
- 392 ft²
- Efficiency
- 82%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-09 | HK$3.95M | −21.5% 5.2y |
| 2021-04-07 | HK$5.03M | +1.0% 3.2y · 0.0%/yr |
| 2018-02-23 | HK$4.98M | +66.0% 5.5y · 12.0%/yr |
| 2012-07-27 | HK$3.00M | +86.3% |
| 2009-06-01 | HK$1.61M | +5.9% |
| 2008-01-25 | HK$1.52M | +16.9% |
| 2007-11-13 | HK$1.30M | +0.8% |
| 2007-10-18 | HK$1.29M | +11.2% |
| 2006-03-25 | HK$1.16M | +16.0% |
| 2004-07-14 | HK$1.00M | +19.0% |
| 2004-04-03 | HK$840K | — |