▼ 0.50% · 3.625%
HK$5,472
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,642
−HK$173/mo
Today · 4.125%
HK$5,815
baseline
▲ 0.50% · 4.625%
HK$6,169
+HK$354/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$11,630/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,087
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,251
−HK$165/mo
Today · 4.125%
HK$6,416
baseline
▲ 0.50% · 4.625%
HK$6,754
+HK$338/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$12,832/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,019
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,206
−HK$190/mo
Today · 4.125%
HK$6,396
baseline
▲ 0.50% · 4.625%
HK$6,786
+HK$390/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$12,792/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,696
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,876
−HK$182/mo
Today · 4.125%
HK$7,058
baseline
▲ 0.50% · 4.625%
HK$7,430
+HK$372/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$14,116/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,566
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,770
−HK$208/mo
Today · 4.125%
HK$6,978
baseline
▲ 0.50% · 4.625%
HK$7,402
+HK$424/mo
Deposit HK$960K · loan HK$1.44M · min. income ≈ HK$13,956/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,305
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,501
−HK$198/mo
Today · 4.125%
HK$7,699
baseline
▲ 0.50% · 4.625%
HK$8,105
+HK$406/mo
Deposit HK$960K · loan HK$1.44M · min. income ≈ HK$15,398/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,113
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,335
−HK$224/mo
Today · 4.125%
HK$7,559
baseline
▲ 0.50% · 4.625%
HK$8,019
+HK$460/mo
Deposit HK$840K · loan HK$1.56M · min. income ≈ HK$15,118/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,913
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,126
−HK$215/mo
Today · 4.125%
HK$8,341
baseline
▲ 0.50% · 4.625%
HK$8,781
+HK$440/mo
Deposit HK$840K · loan HK$1.56M · min. income ≈ HK$16,682/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,660
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,899
−HK$242/mo
Today · 4.125%
HK$8,141
baseline
▲ 0.50% · 4.625%
HK$8,636
+HK$495/mo
Deposit HK$720K · loan HK$1.68M · min. income ≈ HK$16,282/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,522
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,751
−HK$232/mo
Today · 4.125%
HK$8,983
baseline
▲ 0.50% · 4.625%
HK$9,456
+HK$473/mo
Deposit HK$720K · loan HK$1.68M · min. income ≈ HK$17,966/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,208
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,463
−HK$259/mo
Today · 4.125%
HK$8,722
baseline
▲ 0.50% · 4.625%
HK$9,253
+HK$531/mo
Deposit HK$600K · loan HK$1.80M · min. income ≈ HK$17,444/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,131
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,376
−HK$248/mo
Today · 4.125%
HK$9,624
baseline
▲ 0.50% · 4.625%
HK$10,132
+HK$508/mo
Deposit HK$600K · loan HK$1.80M · min. income ≈ HK$19,248/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,755
−HK$549/mo
▼ 0.25% · 3.875%
HK$9,027
−HK$277/mo
Today · 4.125%
HK$9,304
baseline
▲ 0.50% · 4.625%
HK$9,870
+HK$566/mo
Deposit HK$480K · loan HK$1.92M · min. income ≈ HK$18,608/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,740
−HK$526/mo
▼ 0.25% · 3.875%
HK$10,001
−HK$265/mo
Today · 4.125%
HK$10,266
baseline
▲ 0.50% · 4.625%
HK$10,807
+HK$541/mo
Deposit HK$480K · loan HK$1.92M · min. income ≈ HK$20,532/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,302
−HK$583/mo
▼ 0.25% · 3.875%
HK$9,591
−HK$294/mo
Today · 4.125%
HK$9,885
baseline
▲ 0.50% · 4.625%
HK$10,487
+HK$602/mo
Deposit HK$360K · loan HK$2.04M · min. income ≈ HK$19,770/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,348
−HK$560/mo
▼ 0.25% · 3.875%
HK$10,626
−HK$282/mo
Today · 4.125%
HK$10,908
baseline
▲ 0.50% · 4.625%
HK$11,482
+HK$574/mo
Deposit HK$360K · loan HK$2.04M · min. income ≈ HK$21,816/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,849
−HK$618/mo
▼ 0.25% · 3.875%
HK$10,156
−HK$311/mo
Today · 4.125%
HK$10,467
baseline
▲ 0.50% · 4.625%
HK$11,104
+HK$637/mo
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$20,934/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,957
−HK$592/mo
▼ 0.25% · 3.875%
HK$11,251
−HK$298/mo
Today · 4.125%
HK$11,549
baseline
▲ 0.50% · 4.625%
HK$12,158
+HK$609/mo
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$23,098/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).