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At today's rate and a 90% mortgage, the deposit on this unit is about HK$611K, with repayments around HK$26,669/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$611K · loan HK$5.50M · min. income ≈ HK$53,338/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$146,419 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- E
- Saleable Area
- 450 Saleable ft²
- Gross Area
- 533 ft²
- Efficiency
- 84%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-22 | HK$5.10M | −25.0% 4.3y · −6.0%/yr |
| 2020-10-19 | HK$6.80M | +4.9% 3.9y · 1.0%/yr |
| 2016-11-16 | HK$6.48M | +64.9% 5.5y · 12.0%/yr |
| 2011-06-09 | HK$3.93M | — |