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At today's rate and a 90% mortgage, the deposit on this unit is about HK$367K, with repayments around HK$16,030/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$367K · loan HK$3.31M · min. income ≈ HK$32,060/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- C
- Saleable Area
- 354 Saleable ft²
- Gross Area
- 450 ft²
- Efficiency
- 79%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-12 | HK$5.55M | +46.1% 3.2y · 14.0%/yr |
| 2017-03-03 | HK$3.80M | +375.0% 8.1y · 46.0%/yr |
| 2009-04-03 | HK$800K | −14.9% |
| 2002-05-29 | HK$940K | −32.9% |
| 1996-01-04 | HK$1.40M | — |