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At today's rate and a 90% mortgage, the deposit on this unit is about HK$266K, with repayments around HK$11,582/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$266K · loan HK$2.39M · min. income ≈ HK$23,164/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- O
- Saleable Area
- 312 Saleable ft²
- Gross Area
- 460 ft²
- Efficiency
- 68%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-12-05 | HK$3.90M | +30.9% 3.9y · 8.0%/yr |
| 2014-01-09 | HK$2.98M | +36.7% |
| 2010-11-26 | HK$2.18M | +10.7% |
| 2010-07-20 | HK$1.97M | +31.3% |
| 2009-10-06 | HK$1.50M | +23.0% |
| 2009-01-16 | HK$1.22M | +35.6% |
| 2006-05-08 | HK$900K | −5.3% |
| 1995-09-05 | HK$950K | — |