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8/F O

in Tai Cheong House

Eastern District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$2.66M
≈ HK$8,511 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$266K, with repayments around HK$11,582/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$10,899
−HK$683/mo
▼ 0.25% · 3.875%
HK$11,238
−HK$344/mo
Today · 4.125%
HK$11,582
baseline
▲ 0.50% · 4.625%
HK$12,287
+HK$705/mo

Deposit HK$266K · loan HK$2.39M · min. income ≈ HK$23,164/mo (50% DSR)

Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sai Wan Ho Station
≈ 3 min walk · 210 m
Education
40
schools within 1 km (19 within 500 m)
Daily convenience
45
within 1 km (14 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
47
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Wan Ho Station Station.

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
8/F
Flat
O
Saleable Area
312 Saleable ft²
Gross Area
460 ft²
Efficiency
68%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2017-12-05 HK$3.90M +30.9%
3.9y · 8.0%/yr
2014-01-09 HK$2.98M +36.7%
2010-11-26 HK$2.18M +10.7%
2010-07-20 HK$1.97M +31.3%
2009-10-06 HK$1.50M +23.0%
2009-01-16 HK$1.22M +35.6%
2006-05-08 HK$900K −5.3%
1995-09-05 HK$950K
Data sourced from Renavon.com