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At today's rate and a 90% mortgage, the deposit on this unit is about HK$448K, with repayments around HK$19,558/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$448K · loan HK$4.04M · min. income ≈ HK$39,116/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,258 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B3 (NO. 33)
- Saleable Area
- 666 Saleable ft²
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-20 | HK$4.00M | −31.0% 8.0y · −4.0%/yr |
| 2018-02-07 | HK$5.80M | +190.0% 8.4y · 23.0%/yr |
| 2009-10-09 | HK$2.00M | +1.0% |
| 2009-08-10 | HK$1.98M | +36.6% |
| 2007-01-24 | HK$1.45M | −15.7% |
| 1997-03-27 | HK$1.72M | — |