25/F A

in FULL WEALTH GARDENS BLOCK 2 (GOLDEN CEDAR COURT)

Switch unit

Floor

1/F A 447 ft² 1/F D 450 ft² 1/F F 450 ft² 2/F B 463 ft² 2/F D 450 ft² 2/F F 450 ft² 3/F A 446 ft² 3/F B 460 ft² 3/F F 450 ft² 4/F A 446 ft² 4/F C 447 ft² 4/F D 446 ft² 4/F E 463 ft² 4/F F 446 ft² 5/F A 446 ft² 5/F B 460 ft² 5/F D 446 ft² 5/F E 463 ft² 5/F F 446 ft² 6/F A 446 ft² 6/F B 463 ft² 6/F C 446 ft² 6/F D 446 ft² 6/F E 457 ft² 6/F F 446 ft² 7/F A 446 ft² 7/F B 463 ft² 7/F D 446 ft² 7/F E 463 ft² 7/F F 446 ft² 8/F A 446 ft² 8/F C 447 ft² 8/F D 446 ft² 8/F E 463 ft² 8/F F 446 ft² 9/F A 446 ft² 9/F B 463 ft² 9/F C 446 ft² 10/F A 446 ft² 10/F B 460 ft² 10/F C 446 ft² 10/F D 446 ft² 10/F E 457 ft² 10/F F 446 ft² 11/F B 463 ft² 11/F C 446 ft² 11/F E 463 ft² 11/F F 446 ft² 12/F A 446 ft² 12/F E 457 ft² 12/F F 446 ft² 13/F A 446 ft² 13/F B 463 ft² 13/F E 457 ft² 13/F F 446 ft² 14/F A 446 ft² 14/F C 446 ft² 14/F D 446 ft² 14/F E 463 ft² 14/F F 446 ft² 15/F C 446 ft² 15/F E 463 ft² 15/F F 446 ft² 16/F A 446 ft² 16/F B 463 ft² 16/F C 446 ft² 16/F E 463 ft² 16/F F 446 ft² 17/F B 463 ft² 17/F C 446 ft² 17/F D 446 ft² 17/F F 446 ft² 18/F A 446 ft² 18/F B 463 ft² 18/F E 463 ft² 18/F F 446 ft² 19/F B 463 ft² 19/F C 446 ft² 19/F D 446 ft² 20/F E 463 ft² 20/F F 449 ft² 21/F D 446 ft² 21/F F 446 ft² 22/F B 463 ft² 22/F D 446 ft² 22/F E 463 ft² 22/F F 446 ft² 23/F E 463 ft² 24/F A 446 ft² 24/F B 463 ft² 24/F C 446 ft² 24/F D 446 ft² 24/F E 463 ft² 24/F F 446 ft² 25/F A 446 ft² 25/F B 508 ft² 25/F E 508 ft² 25/F F 446 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$5.98M

≈ HK$13,410 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$598K, with repayments around HK$26,087/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$24,548

−HK$1,539/mo

▼ 0.25% · 3.875%

HK$25,312

−HK$775/mo

Today · 4.125%

HK$26,087

baseline

▲ 0.50% · 4.625%

HK$27,675

+HK$1,588/mo

Deposit HK$598K · loan HK$5.38M · min. income ≈ HK$52,174/mo (50% DSR)

Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$134,569 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway North Point Station

≈ 5 min walk · 368 m

Education

schools within 1 km (16 within 500 m)

Daily convenience

within 1 km (17 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.

Family-friendly — 42 schools within a 1 km walk.

Everyday convenience — 37 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 25/F
Flat: A
Saleable Area: 446 Saleable ft²
Gross Area: 530 ft²
Efficiency: 84%
District: Eastern District · Hong Kong Island
School net (POA): 14

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2020-05-27	HK$6.75M	+25.5% 3.4y · 7.0%/yr	HK$15,134	HK$12,736
2016-12-23	HK$5.38M	+136.0% 7.3y · 19.0%/yr	HK$12,063	HK$10,151
2009-09-02	HK$2.28M	+14.0%	HK$5,112	HK$4,302
2007-11-28	HK$2.00M	+7.0%	HK$4,484	HK$3,774
2005-08-27	HK$1.87M	+14.7%	HK$4,193	HK$3,528
2005-04-21	HK$1.63M	—	HK$3,655	HK$3,076

Other appraised units in this building

Data sourced from Renavon.com