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Crescira AVM · estimated value ● Medium confidence
HK$6.60M
≈ HK$10,902 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$660K, with repayments around HK$28,770/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$27,072
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,914
−HK$856/mo
Today · 4.125%
HK$28,770
baseline
▲ 0.50% · 4.625%
HK$30,520
+HK$1,750/mo

Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$57,540/mo (50% DSR)

Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$194,580 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
4/F
Flat
B
Saleable Area
605 ft²
Gross Area
800 ft²
Efficiency
76%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2016-09-28 HK$7.78M +159.3%
7.6y
2009-02-26 HK$3.00M −0.5%
3.1y
2006-01-21 HK$3.02M +37.0%
1.4y
2004-08-25 HK$2.20M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 2 min walk · 157 m
Education
54
schools within 1 km (14 within 500 m)
Daily convenience
57
within 1 km (12 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
82
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Tin Hau Station (a rail station within an 8-min walk earns this label).

Family-friendly — 54 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 82 parks, libraries and sports venues nearby.

Location

Other appraised units in this building