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At today's rate and a 90% mortgage, the deposit on this unit is about HK$688K, with repayments around HK$30,011/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$688K · loan HK$6.19M · min. income ≈ HK$60,022/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$206,410 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- F
- Saleable Area
- 498 Saleable ft²
- Gross Area
- 582 ft²
- Efficiency
- 86%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-23 | HK$6.70M | −28.6% 5.2y · −6.0%/yr |
| 2020-05-26 | HK$9.38M | +25.1% 5.3y · 5.0%/yr |
| 2015-02-18 | HK$7.50M | +43.7% |
| 2011-09-14 | HK$5.22M | +80.0% |
| 2009-02-06 | HK$2.90M | +39.4% |
| 2002-07-25 | HK$2.08M | −35.0% |
| 1996-02-29 | HK$3.20M | — |