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At today's rate and a 90% mortgage, the deposit on this unit is about HK$329K, with repayments around HK$14,343/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$329K · loan HK$2.96M · min. income ≈ HK$28,686/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- J
- Saleable Area
- 469 Saleable ft²
- Gross Area
- 700 ft²
- Efficiency
- 67%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2008-09-30 | HK$2.07M | +0.0% |
| 2008-03-19 | HK$2.07M | +7.8% |
| 2008-01-18 | HK$1.92M | +48.8% |
| 2007-09-10 | HK$1.29M | +43.3% |
| 2006-12-30 | HK$900K | +12.5% |
| 2006-05-03 | HK$800K | −54.5% |
| 1997-06-14 | HK$1.76M | +4.8% |
| 1997-05-30 | HK$1.68M | +9.1% |
| 1997-05-15 | HK$1.54M | +20.3% |
| 1996-12-16 | HK$1.28M | +6.7% |
| 1996-06-08 | HK$1.20M | — |