Home Eastern District Kar Fu Building

21/F D

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2/F C 196 ft² 3/F A 222 ft² 3/F C 196 ft² 4/F A 222 ft² 4/F B 222 ft² 4/F C 196 ft² 4/F D 196 ft² 5/F B 222 ft² 5/F C 196 ft² 5/F D 196 ft² 6/F A 222 ft² 6/F D 196 ft² 7/F A 222 ft² 7/F B 222 ft² 7/F C 196 ft² 7/F D 196 ft² 8/F A 222 ft² 8/F C 196 ft² 8/F D 196 ft² 9/F B 222 ft² 9/F C 196 ft² 10/F B 222 ft² 10/F D 196 ft² 11/F A 222 ft² 11/F C 196 ft² 12/F A 222 ft² 12/F C 196 ft² 12/F D 196 ft² 13/F A 222 ft² 13/F D 196 ft² 14/F A 222 ft² 14/F B 222 ft² 14/F C 196 ft² 14/F D 197 ft² 15/F A 222 ft² 15/F D 196 ft² 16/F A 222 ft² 16/F B 222 ft² 16/F D 196 ft² 17/F B 222 ft² 17/F D 196 ft² 18/F A 222 ft² 18/F B 222 ft² 18/F C 196 ft² 18/F D 197 ft² 19/F B 222 ft² 19/F C 196 ft² 19/F D 196 ft² 20/F B 222 ft² 20/F C 196 ft² 20/F D 196 ft² 21/F A 222 ft² 21/F B 222 ft² 21/F D 196 ft² 22/F A 222 ft² 22/F B 222 ft² 22/F C 196 ft² 22/F D 196 ft² 23/F A 222 ft² 23/F B 222 ft² 23/F C 196 ft² 23/F D 196 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.08M

≈ HK$15,740 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$308K, with repayments around HK$13,456/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$12,662

−HK$794/mo

▼ 0.25% · 3.875%

HK$13,056

−HK$400/mo

Today · 4.125%

HK$13,456

baseline

▲ 0.50% · 4.625%

HK$14,275

+HK$819/mo

Deposit HK$308K · loan HK$2.78M · min. income ≈ HK$26,912/mo (50% DSR)

Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway North Point Station

≈ 3 min walk · 232 m

Education

schools within 1 km (14 within 500 m)

Daily convenience

within 1 km (21 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 40 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 21/F
Flat: D
Saleable Area: 196 Saleable ft²
Gross Area: 301 ft²
Efficiency: 65%
District: Eastern District · Hong Kong Island
School net (POA): 14

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2024-03-11	HK$3.15M	+43.2% 13.0y · 3.0%/yr	HK$16,071	HK$10,465
2011-03-14	HK$2.20M	+5.8%	HK$11,224	HK$7,309
2010-11-24	HK$2.08M	+6.7%	HK$10,612	HK$6,910
2010-10-07	HK$1.95M	+33.6%	HK$9,949	HK$6,478
2008-08-20	HK$1.46M	+47.5%	HK$7,449	HK$4,850
2006-07-03	HK$990K	+20.7%	HK$5,051	HK$3,289
2006-04-26	HK$820K	+2.5%	HK$4,184	HK$2,724
2005-02-17	HK$800K	−31.6%	HK$4,082	HK$2,658
1999-02-25	HK$1.17M	−29.1%	HK$5,969	HK$3,887
1997-04-24	HK$1.65M	—	HK$8,418	HK$5,482

Other appraised units in this building

Data sourced from Renavon.com