At today's rate and a 90% mortgage, the deposit on this unit is about HK$737K, with repayments around HK$32,143/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$737K · loan HK$6.63M · min. income ≈ HK$64,286/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$221,074 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- NO. 64
- Saleable Area
- 1,047 Saleable ft²
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-04 | HK$9.00M | −4.2% 2.1y · −2.0%/yr |
| 2018-01-26 | HK$9.40M | +14.3% 1.8y · 8.0%/yr |
| 2016-04-12 | HK$8.22M | +562.9% 12.3y · 46.0%/yr |
| 2004-01-09 | HK$1.24M | — |