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Crescira AVM · estimated value Medium confidence
HK$25.64M
≈ HK$15,170 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.69M, with repayments around HK$86,973/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$81,841
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$84,387
−HK$2,586/mo
Today · 4.125%
HK$86,973
baseline
▲ 0.50% · 4.625%
HK$92,266
+HK$5,293/mo

Deposit HK$7.69M · loan HK$17.95M · min. income ≈ HK$173,946/mo (50% DSR)

Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$1,089,557 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
C
Saleable Area
1,690 ft²
Gross Area
2,079 ft²
Efficiency
81%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2026-04-28 HK$24.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 7 min walk · 522 m
Education
52
schools within 1 km (22 within 500 m)
Daily convenience
51
within 1 km (11 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
56
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 51 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 56 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com