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Crescira AVM · estimated value Medium confidence
HK$13.69M
≈ HK$16,589 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.11M, with repayments around HK$46,430/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$43,690
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,049
−HK$1,381/mo
Today · 4.125%
HK$46,430
baseline
▲ 0.50% · 4.625%
HK$49,255
+HK$2,825/mo

Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$92,860/mo (50% DSR)

Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,216 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
C
Saleable Area
825 ft²
Gross Area
1,045 ft²
Efficiency
79%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2019-03-29 HK$15.00M +39.3%
6.8y · 6.0%/yr
2012-05-15 HK$10.77M +76.6%
2007-05-25 HK$6.10M +34.1%
2001-05-07 HK$4.55M −20.2%
1998-12-07 HK$5.70M +75.4%
1996-10-03 HK$3.25M −50.0%
1996-04-17 HK$6.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 6 min walk · 443 m
Education
46
schools within 1 km (17 within 500 m)
Daily convenience
42
within 1 km (11 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
39
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 46 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com