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At today's rate and a 90% mortgage, the deposit on this unit is about HK$763K, with repayments around HK$33,266/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$763K · loan HK$6.86M · min. income ≈ HK$66,532/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,797 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- E
- Saleable Area
- 536 Saleable ft²
- Gross Area
- 625 ft²
- Efficiency
- 86%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-11 | HK$8.30M | −21.0% 6.9y |
| 2019-07-29 | HK$10.50M | +52.2% 3.1y · 17.0%/yr |
| 2016-06-28 | HK$6.90M | +273.0% 13.4y · 20.0%/yr |
| 2003-01-15 | HK$1.85M | — |