▼ 0.50% · 3.625%
HK$21,345
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,009
−HK$675/mo
Today · 4.125%
HK$22,684
baseline
▲ 0.50% · 4.625%
HK$24,064
+HK$1,380/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,368/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,746
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,383
−HK$646/mo
Today · 4.125%
HK$25,029
baseline
▲ 0.50% · 4.625%
HK$26,349
+HK$1,320/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,058/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,480
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,210
−HK$742/mo
Today · 4.125%
HK$24,952
baseline
▲ 0.50% · 4.625%
HK$26,470
+HK$1,518/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,904/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,121
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,821
−HK$711/mo
Today · 4.125%
HK$27,532
baseline
▲ 0.50% · 4.625%
HK$28,983
+HK$1,451/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,064/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,614
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,411
−HK$809/mo
Today · 4.125%
HK$27,220
baseline
▲ 0.50% · 4.625%
HK$28,877
+HK$1,657/mo
Deposit HK$3.74M · loan HK$5.62M · min. income ≈ HK$54,440/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,495
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,260
−HK$775/mo
Today · 4.125%
HK$30,035
baseline
▲ 0.50% · 4.625%
HK$31,618
+HK$1,583/mo
Deposit HK$3.74M · loan HK$5.62M · min. income ≈ HK$60,070/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,749
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,612
−HK$877/mo
Today · 4.125%
HK$29,489
baseline
▲ 0.50% · 4.625%
HK$31,283
+HK$1,794/mo
Deposit HK$3.28M · loan HK$6.08M · min. income ≈ HK$58,978/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,870
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,698
−HK$840/mo
Today · 4.125%
HK$32,538
baseline
▲ 0.50% · 4.625%
HK$34,253
+HK$1,715/mo
Deposit HK$3.28M · loan HK$6.08M · min. income ≈ HK$65,076/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,883
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,813
−HK$944/mo
Today · 4.125%
HK$31,757
baseline
▲ 0.50% · 4.625%
HK$33,689
+HK$1,932/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,514/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$306,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,245
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,136
−HK$905/mo
Today · 4.125%
HK$35,041
baseline
▲ 0.50% · 4.625%
HK$36,888
+HK$1,847/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,082/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$306,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,018
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,014
−HK$1,011/mo
Today · 4.125%
HK$34,025
baseline
▲ 0.50% · 4.625%
HK$36,096
+HK$2,071/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,050/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,619
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,575
−HK$969/mo
Today · 4.125%
HK$37,544
baseline
▲ 0.50% · 4.625%
HK$39,523
+HK$1,979/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,088/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,152
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,215
−HK$1,079/mo
Today · 4.125%
HK$36,294
baseline
▲ 0.50% · 4.625%
HK$38,502
+HK$2,208/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,588/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,994
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,013
−HK$1,034/mo
Today · 4.125%
HK$40,047
baseline
▲ 0.50% · 4.625%
HK$42,158
+HK$2,111/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,094/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,287
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,415
−HK$1,147/mo
Today · 4.125%
HK$38,562
baseline
▲ 0.50% · 4.625%
HK$40,909
+HK$2,347/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$77,124/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,369
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,451
−HK$1,099/mo
Today · 4.125%
HK$42,550
baseline
▲ 0.50% · 4.625%
HK$44,792
+HK$2,242/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$85,100/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,421
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,616
−HK$1,215/mo
Today · 4.125%
HK$40,831
baseline
▲ 0.50% · 4.625%
HK$43,315
+HK$2,484/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$81,662/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,743
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,890
−HK$1,163/mo
Today · 4.125%
HK$45,053
baseline
▲ 0.50% · 4.625%
HK$47,427
+HK$2,374/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$90,106/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,085 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).